Talk about an explosive year with unexpected twists and turns, a global pandemic that affected the world economy and created a colossal health crisis that left the world at a standstill. It was a year that hugely affected global trade, business continuity, investment, production, individual livelihoods, daily living, and intensified anxieties across the world. We can categorically say that 2020 is a year we will never forget.
However, through it all, the year 2020 also had its fair share of success stories for a lucky few and brought with it lessons that will forever stay with us. As the world hopes for a brighter and more positive 2021, we intend to share our foremost lessons from 2020 to help lay a solid foundation for a more financial and health conscious new year.
Save for your tomorrow: Things happen, one never knows when emergencies might occur. Last year, many individuals were stuck at home with no source of income and little savings alone. We do not want a repeat of that this year. If you don’t already have an emergency fund, build one today and put some money aside for rainy days. The good news is that we are here to support this journey, because with Aella Notes, you can save money and let your money work for you by investing.
In chaos, there are opportunities: As Sun Tzu the great Chinese military strategist and philosopher once said, “In the midst of chaos, there is also opportunity”. This was one of the most resounding lessons of the 2020, because as people were struggling to get by financially, some were cashing out. Businesses saw opportunities to diversify product/service offerings, individuals saw new business opportunities and they also saw large investment opportunities. So, in 2021 we will 'silent the noise' and look for those opportunities that will catapult us to immense financial success.
Create a budget and stick to it: New year, new you? Well, that requires a lot of self-discipline. You have to be strict, give up a few things, make sacrifices and keep records to ensure you stay within your budget. If you tend to spend without caution on leisure activities, allocate a certain amount of your budget each month to enable you account for those things as well. However, on the occasion you’ve exceeded your budget, you can always count on our quick and easy loans to tide you over till you’re more financially stable. Click here to get started.
The art of patience: Our patience definitely was tested in 2020. The year we were all placed on a global lockdown, activities we relied on to entertain us and stave off boredom seemed restricted. The year also tested our mental fortitude and strength to see through the uncertain months either as business owners or employees. However, benefits of cultivating the art of patience have never been clearer, because with patience comes a depth of understanding and clarity to decisions that will serve us well in 2021.
Health is wealth: This cannot be overemphasised! At a time of an unprecedented global pandemic, the overarching premise has been the healthier you are, the more likely your body is able to combat viruses. This year, we have made it a point to take our health more seriously, prioritising eating healthy, getting in our daily steps to maintain a certain fitness level and ensuring we have protection for those unexpected health scares. If you don’t know how to go about getting protection, start with AellaCare. With a variety of health insurance plans to choose from on our platform, you’re sure to find an insurance option that is tailored to meet your needs. Click here to find out more.